Terms of Use

Effective Date: August 13, 2025

By accessing this website, you agree to be bound by these Terms of Use and any applicable laws and regulations. If you do not agree, please do not use this website.

No Investment Advice
The information on this website is for informational purposes only and should not be considered investment, tax, or legal advice. You should consult a qualified professional before making any financial decisions.

No Client Relationship
Your use of this website or submission of information through the contact form does not establish a financial advisor-client relationship.

Accuracy of Information
We strive to ensure the accuracy of the information provided on this website, but we do not guarantee its completeness or accuracy. Content may change without notice.

Intellectual Property
All content on this site is the property of Wade Guemmer, CFP®, or is used with permission, and may not be reproduced without written consent.

Third-Party Links
Links to third-party websites are provided for convenience and informational purposes only. We are not responsible for the content, policies, or practices of those websites.

Limitation of Liability
We are not liable for any losses or damages resulting from the use of this website or its content.

Governing Law
These Terms are governed by the laws of the State of [Your State], without regard to conflict of law principles.